Perspective
Longer-form pieces on the problems I spend my time inside — settlement integrity, integration risk, underwriting automation, and where AI genuinely changes payments operations.
Agentic AI in practice: how I build and run my own production systems with AI agents, and the discipline behind it. How I work with AI →
September 2026 · 6 min read
Meta's Muse can only buy from the sellers on its partner list, and the consumer never sees what it missed. An agent that buys anywhere needs two answers only a seller's acquirer holds, and nobody has built the reader.
August 2026 · 5 min read
Three builders are each constructing one quarter of the same map — mandate, evidence, recourse, reconciliation. None of them can finish it alone, and until someone does, loss allocation rolls downhill the way it always has.
July 2026 · 6 min read
Volume and take rate are legible. What sits underneath them usually is not — and that is where the value-creation plan quietly gets spent.